Deposit building tips to help you save more quickly

2017-12-19T08:08:54+00:00

If you are the one of many wanting to achieve home ownership but are unsure of how much you will need and unsure how you will achieve saving a sufficient deposit there are a number of things you are able to do to help yourself achieve the desired deposit amount. It is important that you [...]

Deposit building tips to help you save more quickly 2017-12-19T08:08:54+00:00

The importance of Building and Pest Inspectors

2019-05-03T04:52:13+00:00

When you are in the initial stages of the home purchase process, one of the early steps you need to consider is to ensure that you have the property inspected by a licensed building and pest inspector prior to purchasing. This is known as a Pre-Purchase Building and Pest Inspection that is organised during the [...]

The importance of Building and Pest Inspectors 2019-05-03T04:52:13+00:00

The importance of a Conveyancer or Solicitor

2018-01-29T05:07:46+00:00

A professional conveyancer or solicitor is an independent party that is employed for both the buying and selling of a property. The conveyancer will handle the settlement and title transfer process by ensuring that their client is meeting all legal obligations all while ensuring the clients rights are protected during the time of this transaction. [...]

The importance of a Conveyancer or Solicitor 2018-01-29T05:07:46+00:00

What is a Guarantee and how does it work

2017-12-19T08:10:20+00:00

With housing affordability and the difficulty to enter the property market becoming a greater focus for first home buyers and investors – the topic of guarantor loans is now coming to the forefront as a solution. Guarantor home loans allow people to buy properties without the major hurdle – saving their deposit – bringing forward [...]

What is a Guarantee and how does it work 2017-12-19T08:10:20+00:00

How parents can help kids ready for home ownership

2018-01-29T05:08:38+00:00

If you are a parent here reading this then you are on the right path toward helping your child/children closer to reaching that goal of home ownership here in Australia. Rising property prices have made people think that it is now harder and if not almost impossible for the younger generation to get into the [...]

How parents can help kids ready for home ownership 2018-01-29T05:08:38+00:00

Lenders Mortgage Insurance (LMI) Explained

2017-12-19T08:12:22+00:00

Lenders Mortgage Insurance otherwise known as LMI is a fee charged by lenders for loans which have less than 20% deposit at time of purchase. LMI protects the lenders in the unfortunate event of the borrower defaulting on their home loan – which is at a higher risk when a lower deposit is used. Keep [...]

Lenders Mortgage Insurance (LMI) Explained 2017-12-19T08:12:22+00:00

Useful websites and tools to help you research

2018-10-14T09:41:55+00:00

Are you wanting to achieve the goal of home ownership but unsure of where to start looking to begin the home buying research process? Below is a list of commonly used websites for research and analysis of properties within South Australia as well as Australia, from property listing websites to calculators and the Government websites outlining [...]

Useful websites and tools to help you research 2018-10-14T09:41:55+00:00

Loan to Value Ratio (LVR) Explained

2017-12-19T08:17:39+00:00

Loan to Value Ratio otherwise known as LVR is a percentage figure that compares how much a lender is willing to loan you against the total value of the asset you plan to buy. This is calculated by dividing the amount of your home loan by the purchase price/valuation estimate of the property. Your Loan [...]

Loan to Value Ratio (LVR) Explained 2017-12-19T08:17:39+00:00

Frequently Asked Questions by First Home Buyers

2017-12-19T08:24:23+00:00

When going through the initial process and taking the steps towards home ownership it is normal to have lots of questions running through your mind, below you will find some FAQs from many FHBers. If you still have more don't hesitate to talk to your broker Gerry to find out more. What is the process [...]

Frequently Asked Questions by First Home Buyers 2017-12-19T08:24:23+00:00