Having a home loan can be one of the biggest commitments of your life, however having a baby and raising a child will not only be life changing but will also be your largest investment whether you look at things from a financial aspect or the amount of time you will need to input for [...]
Almost every Australian who is chasing that dream of home ownership, wonders from time to time how they can get onto a cheaper more cost effective interest rate. This thought can be triggered by hearing or seeing a TV or radio advertisement or even through a conversation with a friend who has a ripper of [...]
Being self-employed can have many advantages when it comes to everyday life especially when it may tie in well with working around family commitments, however you may find yourself disadvantaged when you go to apply for finance compared to someone who is an employee of a company. Whether it be for a personal loan, car [...]
Do you currently have a mortgage and are chasing that dream of one day being debt free and owning your own home? There is no doubt that almost everyone who has a home loan loves the thought of the idea of going on a holiday to get out of the daily grind for a short [...]
When making the crucial decision to apply for a home loan you might think it is important to go directly to a mainstream bank lender as they will have the best product on offer, or even the financial institution who you have been dealing with for the last 15 years with your savings and transaction [...]
Have you and your partner been talking about the options of one day upgrading that daggy old kitchen and bathroom in your family home to something modern and functional that everyone will be happy with and enjoy coming home to, but have never been in the right position to get enough funds together to make [...]
A redraw facility, while a common home loan feature is not always available on all loan products and is at discretion of the lender and the type of product chosen. The amount available for redraw is worked out based on the difference between what you have actually paid off of the loan and how much [...]
As a homeowner you might think it is a great idea to do some things that will help to add value to your property whether it is for your own home that you and your family live in or even your investment property you are looking to update and revamp with some new additions. With [...]
It is not uncommon for families while the mother is on Maternity Leave to look at a change of scenery with making a home or investment property purchase or even refinance current debt for that matter. As many people find themselves in this situation now days unfortunately there are a number of lenders who will [...]
Note: Comprehensive Breakdown of Homestart Vs. Other lenders below - if you'd like to skip the read and get free advice on whether Homestart is right for you - call the mortgage broker expert Gerry on 0478 538 537 or email info@aplsfinance.com.au today. Buying your first property can feel like a daunting task – but [...]
