When you fall in love with a house you call home

Buying a house can be a time filled with a roller coaster of emotions and everything in between. When you find a house that you purchase based on the fact you fell in love with it at first sight you might think about the possibility of living there forever bringing up a family, having an area for the dog to run around and making memories to look back on later in life. This is something that many first time home buyers (FHBers) will often think about, although life doesn’t always go to plan and things can change over time. The first house you turn into a home could turn out to be your starter home as a step towards buying your forever home.

Home Ownership

In today’s world of living Australians have changed their priorities and are now marrying later, and buying their first home later and in most cases the property purchase is not last on the list. The ways of buyers have changed in the last decade as most would have definitely moved out to the suburbs but now young couples are exploring out of what they know and grew up with and want to move closer to the city, transport facilities, and other amenities such as education as well as lifestyle choices.

Market Change

You might think due to a rapidly rising property market and changes in lender expectations that this may make it harder for you to achieve your first property purchase. However this is not the case and if you talk to a mortgage broker they will be able to come up with a solution to suit your needs and help you achieve your long term goals. It is important that first home buyers understand that their first home doesn’t have to be their forever home. Instead a good way to look at it is the first purchase is a way to get into the property market sooner, at which point later in life will be able to use as a stepping stone for that next purchase.

If you talk to a mortgage broker they will be able to assist you with any queries you have along the way and prior to taking on home ownership seeing things from a different light. Your broker will be able to explain to you the most suitable price range that you should make a purchase. They will also be able to advise the most suitable option that will assist you to achieve your short and long term goals providing in depth advice around your options should you want to consider the road ahead.


If you would like a free review of your situation and would like to know information about a mortgage brokers services or would like a no obligation free review, please don’t hesitate to get in touch with your mortgage broker Gerry today and we can talk further about should there be any questions/queries you may have.